Module · Finance

Finance built for the coffee business — not generic ERP finance

Invoicing, expenses, multi-currency, tax calendar — all tuned for how coffee export actually moves money. ETB advances to farmers, USD/EUR receivables from buyers, NBE forex reporting.

01 · Context

Why coffee finance is different

Generic accounting software expects you to invoice in one currency, pay in that same currency, and file simple monthly VAT. Coffee export finance involves cash advances to smallholders months before harvest, invoicing in USD or EUR, tax reporting in ETB, bank FX on every conversion, and NBE reporting on every outbound transfer. BunnaLink Finance models this directly instead of forcing you to bend a generic ERP into shape.

02 · Capabilities

What you get

Multi-currency with live rates

ETB, USD, EUR operational side-by-side. Live rates from your configured FX source. Every transaction records both the transaction currency and the ETB equivalent at rate-of-day.

Invoicing tied to shipments

Invoices auto-generate from committed shipments. Contract terms, Incoterms, payment schedules — all captured. Proforma and commercial invoices from the same data.

Grower payments

Cash advances to producers, deferred payments, pool payments for cooperatives — all tracked against delivered volume. Each producer sees a running balance.

Ethiopian tax calendar

VAT, withholding, pension, and income tax deadlines built in. Alerts before each filing. Reports in the exact format required by the Ministry of Revenue.

Bank reconciliation

Import bank statements, match transactions, reconcile. Unmatched lines flag immediately. Bank balance visible in the dashboard alongside invoice status.

03 · Process

How it works

01

Chart of accounts + currencies

Configure accounts, tax codes, and active currencies. Import bank statements or connect via API.
02

Record operational transactions

Cash advances, purchases from producers, invoices to buyers, expenses. Entered once, available everywhere.
03

Reconcile against bank

Monthly (or daily if you want) reconciliation matches ledger against bank statement. FX gains/losses calculated automatically.
04

File reports

VAT, NBE forex, income tax — all generated from the same ledger. One-click export to the Ministry's required format.

04 · Questions

الأسئلة الشائعة

Does it integrate with our bank?

Most Ethiopian banks provide CSV statements that import directly. Several offer API integration on Enterprise plans (ask for the current list). The work of reconciliation is done the same way either way.

How does multi-currency actually work day-to-day?

Every transaction records in its natural currency (USD invoice, ETB grower payment) and in ETB equivalent at rate-of-day. Reports can be run in any currency. FX gains/losses are calculated when realized (e.g., when you convert USD receivable to ETB in your bank).

Can we track cash advances to individual producers?

Yes. Advances are tied to the producer record with expected repayment date and pricing formula. When the producer delivers cherry, the advance is offset against the delivery value. Running balance per producer is always visible.

Does it generate NBE reports for FX transactions?

Yes. Every inbound or outbound FX transaction logs the purpose code, reference number, and counterparty in the format NBE requires. Monthly NBE report is one click away.

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